Most of the time, the crowd is wrong. Don’t get me wrong. I’m not saying that everything popular is always wrong. I’m not saying that you should not do something or follow advice just because it’s a practice used by many people. I’m not saying that if a product is used by many people that its popularity means that it’s not a good product.

Here’s one example of the wrong crowd theory: Of the world’s workforce, more than 90 percent of these people are unwealthy employees; most of those people think that by following this path of work that they will become wealthy or will be able to live the way they want by having financial freedom. Less than 10 percent of the world’s workforce is considered wealthy.